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lindang56 · Geregistreerd op: 28 Jan 2019 Berichten: 492

Gold is treated as one of the most precious metals in the world. Its popularity in India especially Wholesale Austin Corbett Jersey , has remained consistent despite volatile market trends, recession and other economic factors.
Notwithstanding the ever-rising prices of the metal, gold is often purchased as a long-term investment; whether it is the form of jewellery, bullion (gold bars) or gold exchange traded funds. It is one of the few things people rely on during testing times as gold can bail them out of financial worries. That right; you can take out a loan against gold, in case you need funds urgently. In this article, we answer some frequently asked questions about this loan.

What are gold loans?

Gold loans are those loans provided by banks and NBFCs in which you can take out a cash amount in exchange of gold. The gold remains in the custody of the lender, as collateral Wholesale Nick Chubb Jersey , until the borrower repays the loan.

What is the loan repayment tenure?

Loans taken against gold are usually short period loans taken by borrowers in need of urgent cash. You can commit the repayment tenure to your lender. Typically you can repay the loan in as less as 1 day or up to a certain number of instalments (generally 48 instalments), depending upon the agreement you arrive at with the lender.

What is the typical loan disbursal time?

Loans taken against gold are generally disbursed instantly. However, to do so, the lender may ask you to provide proof of purchase or other necessary documents. Lenders may also need to verify the value of the gold before considering your loan application and amount that can be sanctioned.

What is the interest rate charged against the loan?

Lenders can charge a gold loan interest rate at their discretion. There is no set or base interest rate when it comes to these loans. Since it is a secured loan, banks typically charge a smaller interest rate on these loans, as opposed to non-banking finance companies and private lenders.

What is the maximum loan amount that I can get?

The maximum loan amount also varies from lender to lender. The borrower needs to fit a certain eligibility criteria of the lending institution. It is possible for one to get a loan against gold for as low as 鈧?,500 to as high as 鈧?0 Wholesale Denzel Ward Jersey ,000,000 (1 Crore).

Is it safe to pledge your gold to a bank?

Yes, pledging your gold to a bank is extremely safe as banks exercise great precautions in storing your gold.
The gold is locked away safely until you return the loan amount in full, after which it is returned to you.

What documents do I need to provide to take out the loan?

You would be required to provide government approved ID and address proof documents such as your passport, PAN card, Aadhaar card, ration card Wholesale Austin Seibert Jersey , utility bills) as well as the original gold bills (proof of purchase) to get your gold loan passed.

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College of Agriculture and Forestry

Posted by acasc732 on June 19th, 2017

The agriculture and forestry college formally was generated in October 2005, formerly known as the department of agricultural sciences of Hebei North University. It includes department of plant science, plant protection department, department of food science, department of horticulture, agronomy and experimental centers. Its predecessor was Industrial School founded in 1923 by the famous patriotic democrat of Chahar Zhang Lisheng Wholesale Sheldrick Redwine Jersey , and in 1929, it had been upgraded to Chahar Provincial Agricultural College, further to Zhangjiakou Animal Husbandry and Veterinary School in 1951.

In 1958, Zhangjiakou Agricultural College was renamed as Zhangjiakou Agricultural College. In 1992, it was been approved by the former state board of education, which is running almost for 90 years of schooling history. The agriculture department of Hebei was awarded the “modern agricultural technology training base” in 2009; the title was awarded as the “Ministry of Modern Agricultural Technology Training Base” in 2010. Further, it was known as the Ministry of Agriculture.

There are 104 employees Wholesale Sione Takitaki Jersey , including 15 people of high authority, 33 people of deputy level; and 90 percent of them are full-time teachers, 15 percent with Ph.D., and 76 percent with master’s degree.

The college consists of 2,636 students. The agricultural science faculties consists of: Agronomy, Plant Science and Technology, Seed Science and Engineering Wholesale Greedy Williams Jersey , Food Science and Engineering, Horticulture, Plant Protection and six other undergraduate majors; crop production and technology, bio-technology and application, plant protection, seed production and management, food biotechnology Wholesale Jarvis Landry Jersey , food processing and technology, food nutrition and testing, gardening techniques and garden technology. There are facilities which assist 10 agricultural technological specialties. The “Crop Cultivation and Farming” was titled as the provincial major development disciplines in agronomy.

The College hosted more than 80 levels of various research projects, in recent years which achieved the governor special award, scientific and technological progress awards, teaching awards, and other levels of more than 60 awards Wholesale Odell Beckham Jr Jersey , as well as published more than 500 articles. The College has a rich history with its optimistic teachers, training generations of agricultural science and technological talents. Previous graduates are dedicated to hard work and welcome the people of all communities. Over the years, the school has adhered to the teaching, research, training of personnel for the economic construction and scientific research, organically combined to develop a broad space for development, and achieved remarkable academic and economic benefits.

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